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About us

Making Every Cent Count

The Everycent Group operates in the provision of management services for companies and entrepreneurs, with an integrated and multidisciplinary approach in the areas of accounting, payroll, tax representation, and insurance brokerage.

Its origins date back to 2002, with the incorporation of Luís Ramos Cardoso & Associados – Consultoria de Gestão, Lda., known to many as LRC. This journey, built over more than two decades, reflects a history of close relationships with clients, partners, and professional colleagues.

Over time, the group has strengthened its presence in the market and expanded its scope of activity. A notable milestone was the integration of Nobis, a brand dedicated to insurance brokerage, which allowed the group to broaden its value proposition and provide more comprehensive support to clients.

Subsequently, the integration of Cogeco further strengthened the group’s existing structure and capabilities, consolidating its positioning and enabling a more complete and integrated response.

Today, the Everycent Group has a team of approximately 50 employees, maintaining an approach based on rigor, proximity, and service quality, and guided by the philosophy: “Everycent, making every cent count.”

Why Everycent?

Every client, every supplier, every employee.

Everyone counts. Everyone plays a part.

At Everycent, we believe that when we simplify and do what is essential well, everyone benefits.

We are close, available, and committed to each client.
We work with rigor, consistency, and focus on what truly matters: ensuring that everything works, complies, and adds value.

We are formal in the way we work, but with a practical, agile, and solution-oriented approach.

Together with our partners and clients, we grow — as businesses and as people — contributing to more efficient, sustainable, and conscious management.

We do what matters well. And we do it with responsibility for you and your business.

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20+

More than two decades dedicated to our clients and partners.

MISSION

To provide specialized services that support the management, protection, and sustainable development of our clients’ businesses, through custom advisory services, the provision of strategic insights, and integrated solutions in the areas of accounting, tax services, business management, and insurance brokerage.

VISION

To be recognized as the trusted partner that drives the management, protection, and sustainable growth of businesses through an integrated, ethical, and results-oriented approach.

About us

Internal Values

Do you want to know more about our methodologies?

The principles that guide the way we operate — Commitment, Collaboration, Knowledge, and Adaptability — reflect the culture we build every day and the way we engage with clients, partners, and employees.

We are committed to the quality of our services and to the goals we set. We act with transparency, availability, rigor, and professional integrity in everything we do.

We believe know-how is at the core of our identity. The team’s expertise, combined with a diversity of skills, is a key driver of our competitiveness and of the value we deliver to our clients.

We believe success is built on strong and lasting relationships. Therefore, we foster connections based on trust, proximity, and mutual collaboration with all those who are part of our journey.

We value agility and adaptability, without compromising rigor or quality. We focus on simplifying processes and optimizing resources to better serve those who place their trust in us.

About us

Team

The EVERYCENT ecosystem includes partners and an internal multidisciplinary team, with experience and qualifications that enable us to provide an integrated response across the different areas of management.

We are a group of more than 50 professionals who, in a coordinated way, support corporate and individual clients across various aspects of management, through an all-in-one approach.

Our Services

Two significant areas of business

  • Accounting
  • Tax Consultancy
  • Human Resources
  • Business Support
  • Management Control
  • Tax Representation
Everycent

Timeline

Timeline
2002
2002

Dec 2002

Incorporation of the company headquartered in Almada under the name Luis Ramos Cardoso & Associados, Lda.
2004
2004

Jan 2004

Relocation to the center of Lisbon with the opening of an office.
2005
2005

Jan 2005

Decision to use ERP Primavera
2007
2007

March 2007

Move to current offices.
2012
2012

May 2012

Integration in the group of Approach, S.A., a company specialized in Tax Benefits and Investment consulting.
2013
2013

February 2013

Launch of the International Tax Representation service for foreign investors.
2017
2017

September 2017

We began working processes with employees in the Telework system, which currently corresponds to 25% of our activity.
2019
2019

August 2019

Investment in new apps and IT equipment to achieve greater process automation.
2019

August 2019

Acquisition of a new server and various software solutions to support the company’s development and optimize processes.
2019

October 2019

We have reached a portfolio of 100 customers.
2021
2021

April 2021

Rebranding of the brand to Everycent and corporate restructuring with the creation of the Everycent group.
2022
2022

January 2022

Integration of the insurance mediation division through the incorporation of the Nobis brand, with over 30 years of experience in the market.
2025
2025

2025

Acquisition of Cogeco as part of the strengthening and consolidation of the group’s structure.